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Tuesday, June 1, 2010

Get Your Money On Time, Every Time

Direct deposit is not for me. I firmly believe it is nothing more than an attempt to get people out of the habit of handling cash. I also believe that because of it, there could come a time when people will have to pay with a chip implanted in their arm. Don't misunderstand me, that technology is already here and being used. It's just that it could become the only method for payment someday and that worries me. What if the Government decides you don't need to eat any longer because you have nothing to add to society? Your chip will stop working and you'll be left out in the cold. You will eventually starve to death if you can't purchase food.
But this blog is about something else; it's about the attempt to get Direct Deposit in place and have everybody using it.
I like the feel of real money in my hands; I always have. The United States Government, however, wants you to believe that having real money in your hands is too dangerous and could lead to fraud, theft and who knows what else.
I served in the United States Army and got an injury that will impact me negatively for the rest of my life. Because of this, I get a small disability check from the Government every month. Not a month goes by where I don't get the above slip inserted into the envelope that carries my check. You'll notice the top line says it all - "Get your money on time, every time." Well, I believe I should get my money on time and every time, no matter what method is used to deliver it to me. If the Government uses one of their departments to deposit it directly into my account, that's a part of the Government. If they employ the United States Postal Service to mail it to me, that's another arm of the Government. I should be able to expect either method to work correctly so that my check gets to me "on time, every time." In fact, I demand that both methods work equally as well and that I be allowed to choose which one I want.
For the United States Government to tell me point blankly that unless I use direct deposit I might not get my check on time every time - that's the same thing as them admitting that mailing it to me is not reliable. Everyone knows how reliable the United States Post Office is, don't we? Not very reliable at all. The United States Government should do their job and make sure the Post Office is efficient - it's their obligation to do so by taking our money from us in the form of taxes. For them to allow the Post Office to falter and become disreputable and unusable is nothing more than a crime. Of course, I know why they're doing it. See the opening statements I made above about direct deposit and the phasing out of cash.
So, all I ask you is to look at these little "nudges" from the United States Government, think about them and then ask yourself that by doing devious little things like this, where are they taking America? Is it really somewhere you want to be?

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